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Participants' Stories

Basic Education: Almeyda's Story
Sustainable Agriculture: Mauricio's Story
Microenterprise: Aminta's Story
Microenterprise: Sergio G's story
Low-Cost Housing: Francisco and Adela M's Story



Basic Education: Almeyda's Story

The Resource Foundation's member, Fundaec, has been working for 30 years to promote community progress through human development, especially with rural youths lacking access to education. Three years ago, Fundaec joined the Ruhi Foundation to bring schools to the poorest areas of Cali. It began by training teachers and assisting with school planning and curricula. Now Fundaec-Ruhi Foundation operates three accredited grammar schools administered by dedicated professionals from the same communities. All of the schools' 340 students are from poor, hard-working homes. Most of the parents are sugar cane


cutters, working seasonal jobs. Many of them have been displaced from their homes by narcotraffickers and paramilitary gangs who seize their tiny plots of farmland using death threats.

Teachers know the difficulties that children face and help them build a better future. Almeyda Gómez, a principal and 7th grade teacher, almost never made it past grammar school herself. But with her mother's support Almeyda finished high school with honors, receiving a work-study scholarship to Fundaec's University. Her internship at a Fundaec-Ruhi Foundation school became a full-time job after graduation. "I thank God for this opportunity," she says. "I once wanted to go to the big city to make it big. My priorities have changed; what I want is to help my students shine."

Almeyda's 20 students are indeed bright lights in a dark world. They describe the school's spirit of unity, respect and friendliness. "I like how everybody gets treated fairly," says one boy. "I appreciate the discipline," a girl adds, "it helps us prepare for adult life." Another boy comments, "once when I didn't bring lunch to school, some classmates shared with me-this doesn't happen in other schools."

Almeyda says, "If I were here for the money, I would have left long ago. I choose to stay because I love these children."
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Sustainable Agriculture: Mauricio's Story

High in the Honduran mountains, Mauricio A. gets up at dawn and watches the sunrise paint the sky. He walks out into the mist that blankets his small coffee plot and marvels at how his life has changed in just two years.

Until recently, Mauricio shared a two-room, dirt-floor, wood shanty with his parents and nine brothers and sisters. He owned a tiny plot of land on which he farmed coffee using the most rudimentary methods. One day, Mauricio learned about a Model Farm Program sponsored by Fundación Banhcafé ("Funbanhcafé") a Resource Foundation member dedicated to promoting socioeconomic development in Honduras' coffee-growing communities.



Mauricio says, "I used to work without knowing the best way to cultivate coffee and without concentrating very hard. Funbanhcafé selected several of us to visit fellow small farmers who showed us their neatly tended plots. They were both beautiful to see and much more productive than mine. For the first time I realized I could be a much better coffee grower.

"I started going to training sessions offered by Funbanhcafé. I learned to make and use compost and to plant shade trees and other plants for soil erosion protection. I also learned to rotate crops - this enriches the soil and provides food for my family. Plus, I can sell extra produce to make money.

"At first it was hard. I had to leave my plot to attend classes. I stopped going to school after sixth grade. But I believed the sessions would be valuable. They were practical and theoretical, and it was easy to pick up techniques by practicing."

Funbanhcafé saw tremendous potential in Mauricio. It gave him his first microloan of 500 lempiras (US$35) to buy organic fertilizer. Two years later, Mauricio has doubled the size of his little farm. He has built two concrete homes with floors, one for himself near his plot and one for his family closer to town, so that his siblings can attend school. He recently received his third loan for 3,000 lempiras (US$211). In addition to supporting his family, Mauricio volunteers as a Model Farm Program instructor, helping others build better lives for themselves just as he has.
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Microenterprise: Aminta's Story

Aminta R. runs a fish stand in a market in San Salvador, El Salvador. Before she entered the Microenterprise Development Program run by The Resource Foundation's member, Crefac, she always sold her inventory before the day ended. If only she could buy more fish, she could increase her sales and income. But Aminta had no savings. She needed to borrow money in order to buy the day's catch and repay the loan with the sales proceeds. With no collateral, Aminta couldn't find a bank that would give her a loan. She resorted to black market loans at a 20% monthly interest rate. Soon, all her income was going into the loan shark's pocket.

Aminta joined Crefac's solidarity loan program, through which groups of borrowers provide "moral collateral" for each other's loans. Crefac gave Aminta a loan for $800 at 2% per month to increase her stand's inventory. Aminta also participated in Crefac's training sessions on accounting, pricing and customer service. Aminta was able to pay off her black market loan, increase sales and pay back her Crefac loan two months early. She is proud of her work and the example she is setting for her children.
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Microenterprise: Sergio G's Story

Sergio G. lives in Caracas. He and his wife, Carmela, made a meager living baking bread and cookies in their kitchen. Sergio would sell them from a pushcart in the streets of the city. They had little formal education and no business training. They did not know how to analyze all the costs involved in their business and in fact lost money because they sold their baked goods too cheaply.

One day a customer suggested to Sergio that he contact the Fundación Eugenio Mendoza (FEM), one of The Resource Foundation's partner agencies in Venezuela. FEM offers a

Microbusiness Support Program to provide business training and credit to the working poor who are excluded from traditional banking services.

Sergio says, "I signed up for some training courses which really helped me, especially the ones on Cost Analysis and Accounting. In one of the classes I met a woman who baked other products and wanted to buy an industrial oven. We decided to form a partnership because we sold different goods and we'd be better off if we worked together. A Microenterprise Advisor from FEM helped us prepare a business plan and credit application. Our plan was approved and we bought the oven and a refrigerator.

"Our business is doing very well now. We've set up a bakery store and we've even been able to give a job to a young woman from the neighborhood. What my wife and I have achieved, we owe it to God, our hard work and FEM, because they believed in us."
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Low-Cost Housing: Francisco and Adela M's Story

Francisco, his companion, Adela, and their two school-age daughters live in the Ciudad Bolívar slum of Bogotá, Colombia, infamous for its high levels of poverty and delinquent and violent acts by gangs and drug traffickers.  The family left their town to escape the armed conflict between the guerrilla, narco and paramilitary groups that battle for control in Colombia’s countryside.

Shortly after arriving in Bogotá, Francisco was diagnosed with tuberculosis.  A charitable organization offered him free medical care in another city and Francisco had to leave his family.  Adela remained behind as household head but could only find sporadic work such as caring for neighbors’ children.  The family lived in precarious conditions as vagrants, and the daughters didn’t attend classes due to the many moves.

Faced with such hardship, Adela used their meager savings to buy a small lot.  She knew nothing about the neighborhood but the stability of a fixed location was preferable to homelessness. 


The Mora family (plus neighbor’s baby) at their old home, above and their new home, below


She built a structure using metal and wood scraps and plastic tarps.  The hovel exposed Adela and her daughters to frequent infections, respiratory illnesses, rodents and the delinquents who threatened them in their vulnerable situation. 

When Francisco learned of his family’s unsafe living conditions he contacted Servivienda for assistance.  The family’s lot is adjacent to a steep ravine, which required additional efforts to ensure safe construction.  The family gladly participated in the construction with Servivienda’s technicians, helping put up the frame, walls and doors.   They divided the house into two rooms, offering more appropriate separate sleeping quarters for the couple and the daughters.  The home can be expanded as the their financial situation improves.

Francisco’s health is better and he has returned home.  Thanks to the stability of an established home, the daughters are attending school.  With more secure living conditions, the family is working hard to create a better future for themselves.

To learn more about The Resource Foundation's housing programs, please see the Homes of Hope Campaign update in What's New. To volunteer to build homes go to Volunteer Field Trips.
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